In any financial service, the interest rate and payment terms must be extremely personalized so that your product has the appropriate profitability, according to the financial margin and expected loss.
With NOGORD.IO, you have the autonomy to segment the audience according to business needs and change the rules whenever necessary, without relying on IT projects, to:
- Calculate rates according to the customer profile, for each of the credit or collection products
- Determine minimum and maximum term for the operation
- Set grace period for the first installment
- Differentiate the rate according to the requested term, amount or grace period
- Build champion and challenging strategies (A / B tests)
- Do stress tests
- Offer discounts for punctuality in payment or for renegotiation
- ... and much more!
Request a demo and discover the full potential of a tool that is transforming the way IT and business teams work together!